Skip to ContentSkip to Footer

Workers' Compensation Insurance

Workers’ compensation insurance coverage is required by law for many businesses. This state-mandated insurance program was designed to provide medical treatment and partial reimbursement of lost wages for workers injured on the job and to help protect employers against civil lawsuits filed by injured workers.

Requirements for employers regarding workers’ compensation vary from state to state. Our agent at PrairieOne Insurance Agency, LLC in Plainfield, Illinois, can help ensure that your company is in full compliance with state laws and requirements.

What Does Workers’ Compensation Insurance Cover?

Workers’ comp provides benefits to employees who have suffered a work-related injury or illness. Job-related injuries can result from a sudden accident or develop over time, such as injuries resulting from repetitive motion. 

Benefits to employees include:

  • Medical expenses associated with the work-related injury or illness, including emergency medical treatment, treatment with physicians, physical rehabilitation, and transportation
  • Payment of a percentage of the worker’s average weekly earnings during time off work for recovery
  • Permanent disability payments if the injury caused permanent physical impairment
  • Vocational rehabilitation when the injured worker must seek a different occupation as a result of physical impairment
  • Death benefits paid to the dependents of a worker whose death resulted from a job-related injury or illness

Workers’ Compensation Insurance Costs

Workers’ comp costs vary. Rates for coverage are higher in certain industries, including natural resources, construction, and maintenance. Contact our agent at PrairieOne Insurance Agency, LLC for a quote on workers’ compensation coverage for your company. We understand the importance of the bottom line and go above and beyond in service to help you find the best rates available.

Get A Quote

This field is for validation purposes and should be left unchanged.

Customer Reviews

I hope to be a loyal customer for years to come!

DM
Diane M

Best insurance agent ever! Wouldn't want to do my insurance with anyone else!

PF
Pam F

Thank you for always being there when needed your service has been excellent!!

AC
Adnan C

I like that they will search for the best deal for my insurance needs!

AC
Ana. C

Leo's staff is pleasant and helpful and our policies prices are reasonable.

KA
Katie a Craig B.